Reconciling A Bank Statement

NOTE: TO PROTECT MY PRIVACY THE CREDITORS AND THE CHECK AMOUNTS WILL NOT BE SHOWN.JUST THE CHECK NUMBERS WHICH I ALSO HAVE CHANGED.

Everyone has their own way of doing things, their way and my way, and here's my way of reconciling a bank statement. First off I write my "balance this statement" or "end statement" and write the total on a separate piece of paper.

Next I look at the check numbers on my bank statement and notice my smallest check number is 1910 and largest is 1919  I write those numbers down on a sheet of paper.
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919
The next step is to compare those check numbers on the sheet of paper against the bank check numbers on the bank statement, if the numbers are found in the bank statement then they're cross out on the extra sheet of paper, if not then I circle them.

.

Okay let's suppose all the check numbers are crossed out except for check numbers 1912 and 1918. First I have to make sure they are actually outstanding checks, I go through the previous bank statements about three months back and I notice I have found check number 1912 so I can cross that out as well. 

Then I check if I could  find check number 1918 on the previous bank statements but I cannot find it in any where in my previous bank statements, so check number 1918 remains an outstanding check.

                      I'm not done yet
I have to get my checkbook out and since the current bank statement ended in check number 1919  I write the numbers that are in my checkbook on the paper starting with 1920  on-- with the amounts written beside them.
1920
1921
1922
OLC
OLC

So what is OLC ? That's what I write in my checkbook when I pay by online check or electronic transfer; It's paying bills online .the dates and billers are also written down beside them.

I add the AMOUNTS of the checks (not the check numbers themselves)  plus the the two OLC amounts 1918 + 1920 + 1921+1922 + OLC + OLC

And I simply subtract that total amount from my "ending balance" or "balance this statement"   displayed on my bank statement, and the result is the money I have  in the bank now.

In short I find which check numbers are missing from my bank statements add their amounts then deduct the total for my current bank statement's "ending balance" or "balance this statement"

Of course there may be other charges as well, debit card and/or credit card which must be subtracted from the total and maybe outstanding deposits that should be added to that total.

Oh, one more thing if you want to make a cash withdrawal simply write a check to yourself and write that amount in your checkbook and then cash it from inside your bank.It's easier to make a record that way :)

Calculating TV Energy Costs

Last week I have bought a 32 inch led tv  on its box was a sticker saying if I only use it for only 5 hours a day and assuming my electric rate is 12 cents a kilowatt hour it would only cost me $6 a year to operate it. Is that true ? Let's find out. 

First off televisions like that only uses about 30 watts of electricity and if I use it only 5 hours a day  I need to multiply 30 by 5 which gives us the answer of 150 watt hours.

Next step is to change the watt hours to kilowatt hours I can do that by simply dividing 150 by 1000 which gives us the result of .15 kilowatt hours.

The next step is to multiply the amount of the kilowatt hours by the twelve cents electric rate .15 x .12 which gives us the answer of .018 cents a day, 

Finally multiply the .018 by 365 (days in a  non-leap year)
.018 x 365 which equals  6.57 so there we have it;  If a 30 watt tv is use 5 hours a day with a electric rate of 12 cents a kilowatt hour  then my yearly cost is $6.57 (six dollars and 57 cents)

 If the television is use for 10 hours a day simply double the $6.57 which makes it $13.14 a year.

Now if ones electric rate is only 6 cents a kilowatt hour simply half the totals:
                       $6.57 / 2 =$3.28 a year 5 hours a day.
                     $13.14 / 2 =$6.57 a year 10 hours a day.

                     

Hazel Quits Her Old Life

Hazel a 26 young pretty female wearing a jacket Stanley had custom and bought  for her birthday entered a bar and decided to quit going out with her boyfriend Ike.A heart is going to be broken but she has to do what she has to do.

Hazel: "Ike ?, I am breaking up with you, for one thing I am getting very tired of being your sex doll,and then like being thrown away until next time. I want someone that actually loves me, the pure love that my platonic friend Stanley offers, I am getting tired of  big alcoholic parties then throwing up in toilets every Wednesday and Friday; Why would anyone call that fun?"

Ike: "Stanley? He is old enough to be your grandfather and he never did have our way of fun, he's an idiot !"

Hazel: "First off Stanley and I are just friends and he is helping me, I am quitting my overly drinking, for I have heard of one drunken person being carrying off to the hospital and had to be fitted with a pace maker, that person from now on has to stay clear of any devices that carry a mircowave  signal like a cellphone. You do not know what a mircowave signal is, do you Ike?  That's another reason I am breaking up with you, you're a dumb ass !"

Ike: "Stanley is just taking advantage of you and probably be asking you for favors !, mark my words."

Hazel:"Stanley will never do that, since I have met Stanley my life is for the better, for one thing I know I can still have platonic fun, Stanley even showed me how to reconcile my bank statement, wasn't hard at all,  he  also showed me a site on the internet on how to stop being superstitious, he said if when peoples' brains are polluted with superstitions  there is no way these people can be thinking rationally, they always will have confusing thoughts,  being paranoid being afraid of this and that, that is no way to live,Stanley had help me to get back on my feet, since I had quit my old life,I'm feeling better,my organs are healing , my brain is clearer , and I can now do things on my own, but Stanley and I will always remain friends, he'll never ask me for favors or money for his help , he did it purely outta of his love for me." 

Hazel walks out of the bar and Ike sees what it says on back of her birthday jacket:

                         100%  HUMAN

                         100%  BEAUTIFUL

                         100%  LOVED

                                           public domain picture

I will never play violent video games and anagrams

Yes, I like video games but I will never play the violent ones, I don't even watch R-rated and above horror movies. Grand Theft Auto is definitely a game I will not play.Adults should pay attention to the ratings of the video games they are buying for their kids the rating on most say 'For 17 and over' if they're younger than that they may start playing real life video games in real life.

I do have a commodore computer and I know basic computer language so I can write my own programs,  I also have a video game collection like Pac-man, Pac-man jr and Mrs. Pac-man and even space invaders along with checkers and chess on floppy disks.

 You have to think in chess;  In checkers if you lose the first checker then you are usually going to lose the game, unless, of course, there is a double and triple jump later on in the game.

My late aunt Helen supposedly done her crossword puzzles in ink ,after giving my late mom the answer pages. Oldest trick in the world, she had two copies of the same book, one with all the correct answers aleady filled in; What a phony! Nobody can possibly know everything.

There are a lot of game choices, but as for kids I believe it's better if they go outside and play basketball or something, weather permitting,If it's raining then....
One choice is to get a puzzle book on anagrams,it's just as fun and it's a fun game to play. See video below :

 

(End)

The Super Heroine's Daughter

Some time ago a super-heroine's daughter actually died and a God/Goddess brought her back to life, that itself was a miracle.Right now she is lying on a hospital bed being aware of everything around her.

On this particular  planet if one actually needed organs the doctors can grow them in a matter of hours by using the person's DNA, but even with all that advance technology  they still need to operate. Fortunately, the super-heroine's daughter's organs are gradually healing on their own and doesn't require replacements.

One day her superhero mom came to the hospital for a visit, along with food from a near by restaurant. The super heroine knew her daughter wanted two triple cheeseburgers, a chocolate milk shake and french fries the doctor's had approved this menu since she needed to get her strength up.

But how did she get the message to her mom?  She doesn't have her cellphone, simple the super heroine's daughter is telepathic. Telepathic ? Yes, the way it works she sends words themselves one at a time which her mom can read inside of her own brain, like a book: It's like if someone is sending a text message from cellphone to cellphone, except in this case it is brain to brain.The distance doesn't matter it's unlimited.

But how did the super heroine knew the one casting words to her brain was her daughter ? She felt her daughter's extreme love that she has for her.In fact, after super heroine's daughter had finished her meal she hug her mom and they COULD NOT be pulled apart not even with a crowbar. 

The super-heroine heard a cry for help and had to take off. Her daughter is restless now, which the doctors say is a good sign. She will be up to full par in a few days.(end)
                       see also Superheroes' Failed Mission

                                                             Public domain picture

Omnivore More About Me

There are animals that are carnivores (eats only meat) and herbivores (eats only plant life) but I am both which makes me an omnivore (eats both meat and plants). 

However I don't like eating amphibians, reptiles,  fish , bugs, sea food, wild game or bush meat which I believe the latter is illegal.

I will eat chicken and turkey but that is it for the bird group as for the mammal group pigs and cows.

I have had eaten strange foods when I was a kid like cow brains, cow tongue, mutton (sheep), sardines YUCK.  My parents will always try to make me eat those  at the dinner table while  repeatedly saying "mmm this is good"  that doesn't work,  If a person does not like something, they don't like it. I was force to eat a little bit but I never did ask for seconds.Even when I made tuna noodle I always substituted the tuna with chicken.

They like this and don't like that, others like that but not this:  A fox carrying off a rabbit may seem cruel, but it is part of nature's balancing act.  I also believe people having different tastes is part of this balancing act. I have Asian friends that dig for earthworms every morning, remove their tracks and then fry those earthworms for breakfast as for this type of breakfast I'll pass.

 I am not strictly an omnivore, some time ago I had to pay an unexpected bill and ate nothing but pancakes with syrup for a week, waiting for  my next check to came.A pancake mix I made with corn flour and regular wheat flour along with syrup made with brown sugar boiled in water.

I do not care for fancy restaurants or eating fish eggs or snails usually on Friday I order myself a cheeseburger and plop money down for the salad bar. I was with my sister one day and she ask me "Why do you need the salad bar, the salad is right on top of your cheeseburger ?"  Geeze

I am not the type do what others do. I never did hunt or fish even when I was a kid;  Or mushroom hunt for that matter.  Back in the 1950's you can get a whole 16 ounce can or package of mushrooms for 15 cents, so why bother?

Just because I am an omnivore doesn't mean on some meals I can become a herbivore meaning I wouldn't mind green onions, corn bread, baked beans and a tall glass of iced tea like Ray Stevens' song  below ,and it makes sense why pay hundreds for a plate that only has two bites;  By the way "soupe du jour" is French for "soup of the day" (end): 
                  click here for Ray Stevens' Video

Honoring My Grandmothers.

Ivy was my grandmother on my mom's side and live 300 miles away from us, on Christmas she would mail us kids gifts and five dollar bills to each of us kids.$5 was like $50 back then and every summer she would visit us for one to two weeks.

One summer Red Skeleton was going to be at the Ohio State fair and my grandmother wanted to see him, so we went, my grandmother, my mom and I. 

I remember Ivy giving our "gate entrance " tickets to the guard and he tore them in half and my grandmother jokingly said" We paid $3 each  for these tickets and there he goes tearing them up !" the guard simply laugh.  We got our ticket halves and we were all on our way.The entertainment at the Ohio State fair was all free (at that time anyway) and we simply walked in.

Now I do not remember if this was the same year or not but Ivy also wanted to see Art Linkletter ("Kids Say The Darnest Things") and we also saw him at the Ohio State fair as well.

My grandmother on my dad's side did visit us one time. We kids did not know any better and said "That is not grandma !" but she gave us gifts anyway.She stayed for couple of days then went home.

There are a lot of stars I saw performing at the Ohio State fair, just by myself. One day I told my mom I was going to the fair to see Bobby Bare, my mom jokingly said "Don't you want to see him with his clothes on ?" Me:  "Geeze !"

In my teenage years the stars I had  seen at the Ohio State fair were all female. The female stars I saw performing  during various years were Vikki Carr, Molly Bee, Jodi Miller, Petula Clark, Liza Minnelli,Skeeter Davis, Bobbi Martin and Dusty Springfield and a whole lot more .

                  God, Dusty Springfield was beautiful !" 

Unfortunately, Bobbi Martin and Dusty Springfield both died of breast cancer. Always get those breasts check out, your family and friends will still love you, even if one of two of your breasts have to be cut off.You don't want that cancer to spread to the rest of your body. They all want you alive that's the most important thing.

Finally, Ivy's favorite game was "Have You Ever Seen ?"  here you say two nouns but the second noun is use as a verb for example "Have you ever seen a porch swing ?" or "Have you ever seen a head light ?" 
IN the picture below from left to right, my late mom Mary, my late grandmother Ivy (on my mom's side) and My late non-toxic uncle Dean (on my mom's side):

                                              (end)

Welcome, Jodie Whittaker With Open Arms

                      The opinions are strictly my own.
   Today October 7th BBC AMERICA at 1:45 EDT will be premiering the first FEMALE  Dr. Who portrayed by Jodie Whittaker who is more than welcome, simply because she's pretty and lady like. A lady that I respect, appreciate and platonic love.

         How can the TARDIS be bigger in the inside ? 
 When people go through those doors they're entering a different dimension in space and the TARDIS  takes that dimension where ever or when ever it travels. Yes, Dr. Who operates the TARDIS from a different dimension in space, well at least it is a good explanation as any :)

Remember the old Twilight Zone's opening where they picture a flying door ? The door is two dimensional, but when that door is open , each time, there is always a different bigger dimension to enter; Which I would advise against, in this case anyway.

          Why the sonic screwdriver and psychic paper ?
 Each episode of Dr. Who lasts about 50 minutes or less, and NOT writing a second story or subplot on how she/he got into places saves time;  Regardless everything has to fit with the story line. The sonic screwdriver and/or psychic paper will never be use for the conclusion of its episodes; That's a NO NO !

  BBC America does show commercials, so the Dr.Who episodes will be cut; However in my case anyway I can download the uncut episodes from iTunes or from other legal sources. I already have downloaded all episodes that co-starred Billie Piper; Now this does not make me a stalker;  It makes me a collector.

                        Dr. Who is for everyone: 
Story lines for the adults, monsters for the kids....Admit it, when you were a kid you did not care about the story line, you wanted to see the monster(s)  :) 

My favorite actors on Dr.Who: Tom Baker and David Tennate.
As long as where on the subject of British actors my favorite James Bond actors are Pierce Brosnan and Roger Moore.(end)

Superheroes' Failed Mission

Some where in the universe there is a planet whose countries are at war at each other. Why? It's because of different peaceful religion differences the "We're right, you're wrong" kinda thing.Superheroes were deployed to make peace.

Missiles were fired from each country, not only that each missile had avoidance systems installed, but they can also predict a superheroes' tactics and can avoid those as well;  Not even a very powerful super heroine cannot stop them.No doubt about it these missiles are definitely going to hit their designated targets.

These superheroes were gone for days, so much so, that the super heroine's only daughter had had miss her mom so much, that she has been crying continuously and wouldn't even eat and drink for days. 



The super heroine's daughter was rush to the hospital were she can be fed intravenously, but to no avail, she died that very day due to kidney and heart failure. This poor sweet and innocent little girl literally died of a broken heart.

The missiles are now only a few seconds away of hitting their designated targets then all of a sudden a thundering voice in the sky "ENOUGH !!" and every missile at that very moment was suddenly transmuted  to dust and fell harmlessly to their planet. 

The super heroine's daughter came back to life and found herself next to her super heroine mom.The daughter still would need medical care for a few weeks, but she's going be okay.

Some people on that planet believe it was God herself/himself that said "Enough is enough  !!" and ended all the wars. God had to intervene.

 That planet is no longer allowed to have a space program, not with a God like voice saying "I forbid this planet to have any space program, you don't behave yourselves on this planet, so I don't want  anyone to go to the other planets to destroy them as well !"                                        (end)
                      See also Super Heroine's Daughter.

What Is Walt Disney Doing To Me?

When I was a little kid in 1957 my mom and dad took me and our neighbor Connie (who they were babysitting) one Friday evening to a drive-in to see two Walt Disney movies.After getting our popcorn and root beer,  dusk  had began and a Mickey Mouse cartoon was just to begin.

 We were in country part of Columbus,Ohio loaded with quails especially the Bob Whites chirping "Bob, Bob, White, Bob, Bob, White" My mom always replied "Bob White is not home, sorry" 

The first movie was Bambi which I thought back then that it was not right to have a cartoon quail get shot. "Don't fly !!!" the other quails told her but she flew anyway and got shot , later in the film again /BANG !/ Bambi's mother got shot and died, I was devastated.One footnote it was the first death in a Walt Disney movie.

The second movie was Old Yeller  it was not a cartoon movie, so I  spent most of my time staring at Connie sleeping, since I was in the back seat with her, even at my very young age I thought Connie as a sleeping beauty.

Anyway, I thought the movie Old Yeller would have a happy ending, since Old Yeller saved her owners from a rabid wolf attack;  But not before  Old Yeller   himself had got bitten,  near the ending of the movie  /BANG !/ Old Yeller  got shot from a shotgun by his sad owner Travis and Old Yeller  died.

After those two movies were over we went home and at that time I thought I was safe from Walt Disney's unhappy endings but NO.

Walt Disney had a television show on Sundays, on one Sunday they showed a cartoon titled "Chicken Little" so I thought everything will turn out okay, but,again, NO !  See the Walt Disney Chicken Little cartoon by clicking below (end); 
              click here to see Chicken Little cartoon.

Superstitious People Can't Go To Heaven

What superstitious people can't go to heaven? 

It is because that astrology, witchcraft,Ouija boards and other superstitions are the works of the Devil. For one thing it takes your faith away from the Father, son and Holy Ghost and replace it with something else. It makes people evil and the devil likes nothing more than turning people evil.

Case in point a person may believe if you cross a black cat's path it will bring you bad luck and they tell me "I AM GOING TO KILL THAT BLACK CAT BEFORE HE/SHE BRINGS ME BAD LUCK"

If you do kill any domestic animal  in this state it is 3 years in prison and a $3000 fine. Yes that person's love just turn to hate and God doesn't like that.

Besides what if the black cat belong to somebody let's say a little 5 year girl and you hear her crying for her decease cat. If you do not feel guilty and  not sorry, you're definitely going to Hell.

 Not only that but her parents may sue you for the little girl's emotional distress and that could be in the neighborhood of $100,000 or  way more depending on the jury and the judge, it usually way more..
No doubt about it the jury will rule in favor of the little girl.

Click on video below, sound effect from Creative Commons; Attribution 4.0;International License:

Bird in house means death in family that is total nonsense like I said it is the Devil making you believe in such garbage. I also heard "BIRD IN HOUSE I AM GOING TO KILL IT. There it is again hate and not love making  the person evil.

Now think about it, does all those superstitions bring peace or are you afraid and nervous about everything; That is no way to live.

 Remember the devil is a liar and will do everything in his power to turn you evil and making people superstitious is one of his many tools he uses.

If you still don't believe superstitions like astrology are evil talk to your pastor. He/she may not agree with everything here, but they will tell you that being superstitious is the work of the devil.

Yes, Jesus heals, but depending on the healing it may take time so the best answer he gives to every prayer is to wait.So put your faith in God and not superstitions and if things are not going your way do not blame a black cat or if a bird is inside the house.Things just happen.

There are articles on line that teach people how to stop being superstitious.One of the links are below:
click here to learn how to stop being superstitious.